PAX A920 Price
PAX A920 price starts at $245 for a basic unit purchased outright, but United Banc Card of TN bundles the terminal at no upfront hardware cost when you pair it with a merchant processing agreement.
Karl configures the A920 with your POS software, installs it onsite in Tennessee within 24–48 hours, and backs it with a lifetime warranty and 24/7 local support.
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Most merchants pay twice: once for the hardware, again for everything else.
A920 hardware from a distributor runs $245–$415, but that's just the starting line.
You still need a processing contract, software setup, installation, and someone to call when the terminal goes down at 7pm on a Friday.
Buying hardware separately and patching together the rest costs more, takes longer, and leaves you with no single point of accountability.
United Banc Card of TN bundles the A920 with processing, onsite setup, and local 24/7 support so the real cost is lower than the sticker price suggests.
How United Banc Card of TN handles PAX A920 pricing
United Banc Card of TN bundles the PAX A920 with a merchant processing agreement, so you pay $0 upfront for hardware instead of the $245–$415 retail price.
You get onsite installation in Tennessee, POS software pairing, and 24/7 local support from one provider.
- Table-service and curbside payments
- Food truck and mobile checkout
- Wireless retail queue-busting
- Works with Lavu, Clover, Korona, Retailcloud
- Rental option from $8/month
One call covers your PAX A920, processing, and support
You get hardware, software, payment processing, onsite installation, and 24/7 support from a single Tennessee-based provider. No juggling vendors, no 1-800 hold queues.
Most national processors hand you a terminal and a contract. Karl handles the full setup and stays reachable after.
- Free POS hardware with a processing agreement
- Onsite installation and staff training included
- Lifetime POS warranty
- 24/7 local technical support
- Terminal rentals from $8/month
More than 10 years placing PAX terminals for Tennessee merchants
Karl has worked directly with Tennessee restaurants, retailers, and hospitality businesses since at least 2009. Over 3,000 clients, and every testimonial names him personally.
Customers like Stirrup Nashville and Wacko Taco have stayed for over a decade. The savings and setup times they were promised actually materialized.
New paragraph.
- Named owner accountability on every account
- Confirmed rate savings from real customers
- Setup completed in 24–48 hours
- Multi-system expertise across Lavu, Clover, Korona, and Retailcloud
PAX A920 works with the tools your business already needs
Your POS connects to PaymentsHUB for unified in-store and online payment processing. Hardware options cover countertop terminals, wireless terminals, tablet POS, and smartphone card readers.
It handles EMV chip, NFC contactless, Apple Pay, Google Pay, and mobile wallets, so you accept every payment type your customers use.
- Lavu, Clover, Korona, Retailcloud, Mynt POS
- PaymentsHUB payment gateway
- Shift4Shop e-commerce
- Online ordering integration
- Pay-at-table via tablet or QR code
- iPhone tap-to-pay for mobile vendors
Real outcomes from Tennessee businesses using PAX terminals
Wacko Taco confirmed the rate savings Karl quoted were real, saying the results exceeded every prior promise they'd received from a processor. Myles Holodnak's transport company was fully set up and processing cards within a couple of days, at more competitive rates than he'd had before.
Stirrup Nashville has run on the same local relationship since 2009 without a service interruption. Tiant Lee came back for a third time because the process is consistently smooth.
You get a system your staff can learn fast, rates that hold, and a local contact who picks up the phone.
What is the PAX A920?
The PAX A920 is an Android smart terminal with a 5-inch touchscreen, built-in receipt printer, and support for EMV chip, NFC contactless, Apple Pay, Google Pay, and magstripe. It connects via WiFi, Bluetooth, and 4G LTE.
PAX Technology has marked the original A920 as end-of-life; the A920 Pro is the current model with a larger screen, faster processor, and battery life up to 9.5 hours.
Standalone hardware runs $245–$415. Most merchants also need a processing agreement, software, and installation, which resellers like United Banc Card of TN bundle together.
Frequently asked questions
Is the POS hardware really free?
Yes. Hardware and software are provided at no upfront cost when you sign a merchant processing agreement. The revenue model is built on processing residuals, so the hardware cost is offset by the ongoing processing relationship. If you'd prefer to own hardware outright without a processing agreement, rental options start at $8 per month.
How long does it take to get set up?
Most installations are completed within 24 to 48 hours of finalizing your agreement, based on the Franklin and Murfreesboro location pages. Karl's team handles onsite installation, software programming, and staff training in that window. Complex multi-location setups may take longer, but single-location businesses are typically running within two business days.
Which POS system is right for my business?
It depends on your business type. Lavu is built for full-service and quick-service restaurants on iPad. Clover works across restaurants and retail. Korona is designed for convenience and liquor stores. Retailcloud fits retail businesses that sell both in-store and online. Karl consults on the right match before you commit to anything.
Is there a contract or early termination fee?
Contract terms depend on the specific merchant processing agreement you sign, and United Banc Card of TN acts as a local agent rather than the processor itself. Karl reviews the terms with you directly during the consultation, which is how merchants avoid the hidden-fee surprises common with national processors. On the lending side, business loans carry no prepayment penalty.
What kind of support do you get after setup?
You get 24/7 technical support, a lifetime POS system warranty, and unlimited paper supplies included. Support comes from a Tennessee-based team, not a national call center, so you can reach Karl directly when something goes wrong during a dinner rush or weekend shift.
Can United Banc Card of TN help if my business needs funding?
Yes. Through a partnership with GoKapital, you can access merchant cash advances, business term loans, SBA loans, equipment leasing, lines of credit, revenue-based loans, and startup loans. Merchant cash advances require at least $20,000 per month in card processing revenue. Revenue-based loans can be approved for up to 150% of your average monthly revenue.
See what your processing rate should actually be
Call Karl directly at (615) 476-0255 or submit a proposal request for a free quote, no commitment required.
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