How to avoid POS charges?

Avoiding POS charges starts with shifting more transactions to cash. Every card swipe carries interchange fees; fewer swipes mean lower costs.

Cash discounting and dual pricing programs let you pass processing fees to card-paying customers legally. Many Tennessee merchants use this approach to eliminate net processing costs entirely.

Placing an ATM on-site is another proven method. Customers withdraw cash and spend it with you, cutting card volume and earning your business surcharge income at the same time.

An on-site ATM from United Banc Card of TN is one of the most practical ways to reduce what you pay in card fees.