How much does it cost to put an ATM in a business?

Putting an ATM in a business typically costs $2,500 to $4,000 for a new machine and $250 to $350 for basic installation. Refurbished units start around $1,400 and can reduce upfront spend significantly.

Ongoing costs include maintenance (roughly $200 to $300 per year), processing fees, and the cash float you keep loaded in the machine, often $1,000 to $4,000 depending on transaction volume.

A free placement option exists with many local providers. They own and service the machine, you supply the floor space, and you earn a share of the surcharge revenue without buying anything.

The right path depends on how much control you want and how much foot traffic your location generates. Buying outright maximizes surcharge income; hosted placement eliminates upfront risk.

To explore purchase and placement options in Tennessee, see ATM machines for your business at United Banc Card of TN.