How much do ATM owners make per month?

ATM owners typically earn $200 to $800 per machine each month from surcharge fees, though high-traffic locations can push that figure past $1,000. The math is simple: a $3 surcharge on 300 monthly transactions equals $900 before any splits.

Location drives most of the variance. Bars, convenience stores, and event venues generate far more transactions than low-foot-traffic spots. Busy Tennessee venues consistently produce returns at the higher end of that range.

Ownership model matters too. Full machine owners keep the entire surcharge. Revenue-share arrangements split the fee with the location host, which lowers monthly income but removes the need to own or lease a physical space.

If you want to place a machine in your Tennessee business, the page on buying an ATM machine covers hardware options and next steps.