How much are POS charges for $100,000?

POS charges on $100,000 in sales fall between $1,500 and $2,600 for most small businesses. That range reflects a processing rate of 1.5% to 2.6% on card transactions.

Flat-rate processors charge around 2.6% per swipe, totaling $2,600 on $100,000. Interchange-plus pricing typically lands lower, often between $1,500 and $2,000 on the same volume.

Monthly software fees add $50 to $300 on top of transaction costs. Your average ticket size and card mix shift the final number up or down.

Talking to a local POS provider who can audit your current statement is the quickest way to know if your rate is competitive.