Can I legally own an ATM?

Yes, private individuals and businesses can legally own an ATM in the United States. No federal license is required to purchase or operate one.

State regulations vary slightly, but most states only require that your ATM display a clear fee disclosure notice before each transaction. Compliance with the Americans with Disabilities Act and PCI DSS security standards also applies to ATM operators.

Owners typically earn income through surcharge fees charged to cardholders. Many small businesses place ATMs on their premises to generate passive income and increase foot traffic.

If you are ready to place one, our buy ATM machine near me page covers hardware options and local installation support.